Liberty Insurance
of Maryland, LLC
Tired of calling 1-800-No-Help?
Our agency offers you One on One account servicing at all times.
Our agency offers you One on One account servicing at all times.
Retirement Planning
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Neil T. Riordan, CFP®
Are you concerned about running out of money?Nervous about retirement?
How about market corrections and how they might impact your lifestyle during your retirement years?
For your personalized Retirement Red Zone® illustration, call us for a quick phone consult and details. (410) 913-2332
Consider these startling facts:
- A couple retiring today at age 65 will need an estimated $197,000 in savings to pay for their lifetime healthcare costs - $260,000 if you include nursing home costs*.
- For retired couples, it is estimated that 1 out of every 5 dollars (20%) spent each month on expenses goes towards healthcare**.
- Between 2000 and 2009, healthcare costs rose 149% - four times faster than the average income***.
We have been helping folks just like you for 22 years - planning everything from your retirement dreams, to the unexpected healthcare issues.
The single most important retirement planning rule to keep in mind, is to guarantee adequate retirement income to cover your expenses for as long as you might live.
So whether it's working on your golf game, day-trips with grandchildren, crusises to Europe, or even making sure unexpected health issues are taken care of... we will show you potential solutions to fit your needs.
Setting up an appointment takes no time at all. Just contact us, and we'll set up a time that best fits your schedule.
You will find additional retirement information in the links on the right.
Investors should carefully consider the investment objectives, risks, charges, and expenses of any investment. This and other important information is contained in the prospectus page which should be read carefully before investing.
Please click the above link for the current prospectus. It reviews such areas as risk factors, fees, and other items of interest.
*Source: 2010 study conducted by the Center for Retirement Research at Boston College
**Source: The Urban Insitute
***Source: Towers Watson Healthcare Cost Survey 2010 (active employee data) and Bureau of Labor Statistics, seasonally adjusted data from the Current Employment Statistics Survey August to August 2000-2009
Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force.
Annuities are issued by Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), Newark, NJ and distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential Annuities is a business of Prudential Financial, Inc.
Prudential Annuities, Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities.
Copyright © 2011 The Prudential Insurance Company of America. All Rights Reserved.
